Cheddar is a secure payments platform that lets you send and request money instantly without sharing your sort code and account number.

Using Cheddar is fast and simple:

1. Simply select the bank you would like to use for payment.
2. Cheddar securely connects to your bank and shares the payment instructions.
3. Once shared, Cheddar redirects to your bank to authorise and confirm the payment.

Yes! Cheddar’s payment platform is always free when paying friends and family. We will never charge you to make a payment.

Absolutely! Cheddar uses highly sophisticated encryption, authentication protocols and regulatory frameworks to connect and share payment instructions with your bank.

Every payment requires your explicit consent and we will never ask you to share your banking credentials with us.